Carolina Mortgage North
Local Homebuying Programs - HUD
North Carolina ... In addition to HUD's mortgage insurance programs, there may be programs sponsored by your state or local government or other organizations. Select the state that interests you: ... South Carolina ... [Read More]
North Carolina State Bar Opinions Restricting Involvement of Non-Attorneys in RealEstate Closings and Refinancing Transactions
Third, the Opinion could reduce competition from out-of-state mortgage lenders, harming consumers who find lower interest rates or more attractive refinancing packages with these lenders. Out-of-state lenders may not have facilities in North Carolina to close loans and often have contracted with in-state lay providers to close them. Some conduct their entire loan application and approval process via the Internet, simultaneously reducing costs and increasing customer convenience. The convenience offered by Internet-based mortgage lenders may be especially important to technologically savvy -- but busy -- families who live in, or are moving to, North Carolina's Research Triangle. The potential for lower rates may be especially important to borrowers in small communities that have fewer local lenders. The Opinion could diminish these options. ... [Read More]
HUD Reverse Mortgage Housing Counselors List
North Carolina ... Welcome to the listing of HUD-approved agencies that provide Home Equity Conversion Mortgage (HECM) Counseling! HUD funds housing counseling agencies throughout the country who can give you advice on reverse mortgages. Just contact the agency nearest to you from the list below, or call (800) 569-4287. ... HUD Reverse Mortgages ... [Read More]
Predatory Lending: North Carolina - HUD
North Carolina Housing Finance Agency Predatory Lending Counseling Resources North Carolina's predatory lending law (Senate Bill 1149) mandates that persons considering high-cost home loans must receive counseling from a North Carolina Housing Finance Agency-approved counselor before they complete the loan process. ... Predatory Lending: North Carolina ... [Read More]
North Carolina
Even if North Carolina enacted all the protections in the Patients’ Bill of Rights, 3,470,000 people in North Carolina cannot be assured they have the comprehensive patient protections recommended by the President’s Advisory Commission. This is because the Employee Retirement Income Security Act (ERISA) may preempt state-enacted protections. That is why the President has called on Congress to pass a federally enforceable patients’ bill of rights so that everyone enrolled in managed care may have a basic set of protections. Notably, 1,730,000 North Carolina women are in ERISA health plans and are therefore not necessarily protected. Women are particularly vulnerable without these protections because they are greater users of health care services, they make three-quarters of the health care decisions for their families, and they have specific health care needs addressed by a patients’ bill of rights. ... [Read More]
Homes and Communities - U.S. Department of Housing and Urban Development (HUD)
Did you know that your credit is a key factor in determining if you obtain a home mortgage? A HUD-approved housing counselor can help you understand your credit report and offer ideas to repair bad credit. Find out more about buying a home and locate a housing counselor near you. ... [Read More]
Contact Your Homeownership Center - HUD
North Carolina ... Subscribe to the Single Family Housing email list. You will get frequent, training and event announcements, mortgagee letters, Grant programs, FHA mortgage limits and notices about your Single Family business. ... [Read More]
Homeownership Assistance Programs: North Carolina - HUD
Homeownership Assistance Programs: North Carolina ... South Eastern North Carolina Community Development Corporation ... North Carolina Cooperative Extension Service ... [Read More]
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